SPECIAL CRIMINOLOGICAL APPROACHES TO CRIMINAL OFFENSES IN THE SPHERE OF ACTIVITY OF NON-BANKING FINANCIAL INSTITUTIONS

Abstract

The article has a comprehensive scientific analysis of special criminological approaches to criminal offenses in the sphere of activity of non-banking financial institutions of Ukraine in the minds of transforming the financial sector and I will become a military man. It is agreed that non-banking financial institutions, including credit banks, financial companies and pawnshops, will perform an important socio-economic function, ensuring public access to financial services, However, these days they are characterized by a rising level of crime. This is due to the peculiarities of their organizational and legal nature, the sharing of financial resources, the local nature of the activity, the high level of trust between participants and the insufficiently effective internal control systems. It has been established that in the structure of criminal offenses in this area, the most important are shadyism, embezzlement and embezzlement, abuse of official positions, insider lending, as well as the legalization of income gained by evildoers. It is especially dangerous to establish schemes for violating non-bank financial institutions as a tool for concealing illegal financial activities, including the activities of fictitious enterprises and “conversion centers”. It has been proven that effectively stopping such crimes will require the development of a system of special criminological approaches aimed at directly identifying the causes and minds of malice. These include the improvement of financial monitoring, the development of a risk-oriented view from the side of the regulator, the introduction of internal compliance and control systems, the improvement of the level of information and analytical security, digitalization of processes for identifying suspicious transactions, as well as strengthening interdepartmental interaction. It is established that the effectiveness of special criminological approaches is determined by their systemicity, complexity and adaptability to the current demands, closely related to the military camp. A thorough criminological policy has been directly proposed in the sphere of activity of nonbanking financial institutions, directly at the level of financial security of the state, minimization of criminogenic Risks and value placed on the financial sector.